Premium Yacht Insurance

Luxury yachtinsurance coverage

Premium yacht insurance for luxury yachts and superyachts from Premier Heritage. Our specialized yacht coverage provides agreed value protection, worldwide cruising limits, and expert yacht insurance services for discerning yacht owners.

From hull and machinery coverage to crew protection and charter operations, we provide comprehensive yacht insurance solutions with white-glove service and exceptional claims support for luxury vessels.

Luxury superyacht representing premium yacht insurance coverage and protection

Comprehensive yacht insuranceprotection coverage

Our premium yacht insurance policies provide complete protection for luxury yachts and superyachts with specialized coverage options designed to meet the unique needs of yacht owners, crew, and charter operations.

Hull & Machinery Protection

Comprehensive agreed value coverage for your yacht's hull, engines, and mechanical systems. Protection against collision, grounding, fire, theft, and weather damage with no depreciation at claim time.

Yacht Liability Coverage

Essential third-party liability protection for bodily injury and property damage. Includes marina liability, guest accident coverage, and protection against environmental pollution claims.

Crew & Charter Coverage

Specialized protection for professional crew including workers compensation, crew liability, and charter guest coverage. Essential for yachts operating with paid crew or charter operations.

Personal Effects & Equipment

Coverage for personal belongings, electronics, artwork, and valuable items aboard your yacht. Includes specialized coverage for navigation equipment, communication systems, and luxury amenities.

Tender & Toy Coverage

Protection for yacht tenders, jet skis, diving equipment, and water toys. Coverage includes theft, damage, and liability protection for auxiliary craft and recreational equipment.

Worldwide Navigation

Flexible cruising limits from coastal waters to worldwide navigation. Customizable territorial coverage to match your cruising plans with emergency assistance and salvage coverage.

Insurance for everytype of yacht

Luxury Motor Yachts

Comprehensive coverage for luxury motor yachts from 40 feet to 300+ feet with agreed value protection, worldwide cruising limits, and specialized yacht expertise.

Superyachts & Mega Yachts

Premium insurance for superyachts and mega yachts over 80 feet including commercial operation coverage, crew protection, and international registry compliance.

Sailing Yachts

Specialized coverage for luxury sailing yachts including racing coverage, rigging protection, and competitive sailing liability with expert sailing yacht knowledge.

Charter Yachts

Commercial yacht insurance for charter operations including passenger liability, charter guest coverage, and commercial operation protection with MCA compliance.

Explorer Yachts

Specialized coverage for expedition and explorer yachts with enhanced navigation limits, ice damage coverage, and remote area operation protection.

Classic & Vintage Yachts

Agreed value coverage for classic, vintage, and restored yachts with specialized appraisals, restoration coverage, and classic yacht show protection.

Why Choose Premier Heritage

Expert yacht insurancespecialists and service

Yacht Insurance Specialists

Dedicated yacht insurance experts with deep knowledge of luxury vessels, superyacht operations, and international yacht regulations and compliance requirements.

Agreed Value Protection

Agreed value coverage with no depreciation at claim time, plus access to specialized yacht surveyors, certified repair facilities, and yacht management services worldwide.

Worldwide Yacht Support

24/7 yacht emergency assistance, worldwide salvage coverage, crew support services, and dedicated yacht claims specialists with international experience.

Explore All Luxury Insurance
Yacht insurance consultation and vessel assessment with Premier Heritage yacht specialists

Ready to protect your yacht?

Get a personalized yacht insurance quote tailored to your yacht and coverage needs. Our experienced agents will help you find comprehensive protection at competitive rates.

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✓ Expert coverage recommendations
✓ Competitive rates from top carriers

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