Personal Protection

Bespoke insurancefor discerning families

Premier Heritage has been the trusted guardian of distinguished familie's most treasured assets. Our white-glove service, combined with unparalleled expertise in high-value personal insurance, ensures your legacy remains protected through generations.

Experience the difference of working with dedicated specialists who understand the complexities of affluent lifestyles and provide truly personalized coverage solutions.

Distinguished family enjoying their luxury home lifestyle representing high-net-worth personal insurance

Comprehensive protection forwhat matters most

Every family's needs are unique. Our experienced specialists conduct thorough risk assessments to create bespoke insurance portfolios that evolve with your changing circumstances, ensuring comprehensive protection for your lifestyle and legacy.

Distinguished Homes

Comprehensive protection for luxury residences, including rare art, fine jewelry, and irreplaceable collections. Our coverage extends beyond standard policies to address the unique risks of high-value properties.

Precious Valuables

Museum-quality protection for fine art, jewelry, antiques, and collectibles. Our specialist appraisers ensure accurate valuations and seamless claims processes for your most treasured possessions.

Flood & Natural Perils

Advanced protection against natural disasters tailored for luxury properties. Our proactive risk management includes specialized restoration services and priority response capabilities.

Luxury Marine Assets

Worldwide coverage for yachts, sailing vessels, and watercraft. From superyachts to classic boats, we provide comprehensive protection with specialized marine expertise.

Prestige Automobiles

Agreed-value coverage for luxury, classic, and exotic vehicles. Our service includes concierge claims handling and access to specialized restoration facilities worldwide.

Personal Liability Shield

Comprehensive liability protection designed for high-net-worth individuals. Coverage includes reputation management, privacy protection, and global legal support services.

Specialized Services & Expertise

Catastrophic Event Management

Immediate response teams and pre-arranged restoration services for natural disasters, with priority access to world-class specialists.

Digital Asset Protection

Comprehensive cyber security coverage including identity theft protection, data breach response, and digital reputation management.

Companion Care Coverage

Premium veterinary care and wellness programs for beloved pets, including coverage for emergency procedures and specialized treatments.

Global Travel Concierge

Worldwide protection with 24/7 concierge services, medical evacuation, and security support for international travel.

Bespoke Risk Solutions

Custom-designed coverage for unique assets and circumstances, crafted by our team of specialists with decades of high-net-worth experience.

Luxury yacht representing premium personal insurance lifestyle protection
Heritage of Excellence

Guardian ofUnwavering Trust

Since our founding, Premier Heritage has been the insurance partner of choice for generations of distinguished families. Our commitment to discretion, excellence, and personalized service has earned us the trust of those who demand nothing less than perfection.

Where Legacy Meets Protection